Financial planning is one of the most important (if not the most important) and concerning money topics that many folks share. How much should you have saved by a certain age? Should new parents start to save now for their newborn baby? How does one really plan for and define wealth?

What many keep quiet about during the day is what keeps them up at night. According to a 2016 Gallup poll, not having enough money for retirement remains a top concern (64%) when it comes to financial woes and 37% of Americans worry about not having enough money to pay for their children’s college.

But, how much do YOU need? While there are many thoughts, theories, and percentages out there, the Zinner team offers customized financial reports to help folks plan and project budgets for retirement, education planning, and increasing their net worth.

Senior Tax Manager Gary Sigman commented: “We work closely with our clients to provide a realistic view of the both what is happening today with respect to income, investments, and expenses, and then look at the longer-term goals. We have the ability to input figures based on various financial scenarios, making comes to planning an effective financial future.”