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On October 1, the landscape of fraud liability for credit card transactions changed significantly. Simply, businesses are now liable for fraudulent charges if or when a customer uses the EMV (Europay, MasterCard & Visa) chip-based card AND fraud still occurs AND that business did not upgrade their payment system. Chip_and_Pin_credit_card

Identity thieves cannot steal what they cannot find.  While you may never be able to “hide” or protect all of your personal, financial information from getting out there, there are a number of simple ways to limit the exposure of your information.  The Federal Trade Commission says there are four main ways to help protect yourself against identity theft.  

Tax related identity theft is a growing problem in our country. Tax return identity theft occurs when someone uses a legitimate taxpayer’s personal information to fraudulently file a return and claim a refund.