If you’re on a Board of Directors, serve as an Officer or are on the executive team of a company or board of directors, there is a type of insurance you need to know about – Directors and Officers Insurance (known as D&O Insurance.)
read more…
On a Personal Level – What Has COVID Taught Us?
Since last March, our world dramatically changed in many ways! Based upon all of the changes that have been thrust upon us, what have we learned about the following areas of concern that we may not have thought about pre-COVID, regardless of age?
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If I am unable to communicate on my own, do I have all of the necessary legal documents in place to address my wishes? Do I have a will? Do I need a trust?
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Have I thought about my healthcare wishes if I become unable to make my own medical decisions? Do I have a Living Will and Healthcare Power of Attorney in place?
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Ohio BWC Issuing Rebate Checks
In May, we informed you the Ohio Bureau of Workers’ Compensation (BWC) would be issuing $1.5B in rebates to employers; and true to their word, many local employers have started receiving rebate checks in the mail.
The BWC is issuing rebates equal to 88% of the employer’s 2018 premiums (for the period running July 1, 2017 to June 30, 2018.) read more…
Ask the Expert: How much life insurance should I carry?
How much life insurance should I carry?
This is a great question! We hear it frequently, so we wanted to cover it here on our blog. The question is usually asked in the context of: “I’m about to purchase a life insurance policy. How much coverage do I need?”
The answer is – it depends. read more…
The 6 Business Expenses Every Small Business Should Monitor
Running a small business can be challenging. Owners must always strike a balance between having the tools they need to run the business and controlling expenses. read more…
The 10 Biggest Mistakes to Avoid in Estate Planning
If you’re like most, you want to be able to leave something to your progeny when you die. 
Leaving a legacy for our children is just part of the American dream of wanting them to “have it better” than we did. But many well-intended parents have had their wishes left unfulfilled because of simple errors in estate planning. read more…
Ohio BWC Recommends 20% Reduction in Rates
The Ohio Bureau of Workers’ Compensation (BWC) has proposed a 20% reduction in the
average premium rate charged to private employers.
Since 1938, Zinner has counseled individuals and businesses from start-up to succession. At Zinner, we strive to ensure we understand your business and recognize threats that could impact your financial situation.
DOL Proposes New Independent Contractor Rule
What Employers and Workers Should Know The U.S. Department of Labor’s Wage and Hour Division announced a proposed rule intended to clarify when a worker is an employee and when the worker may be classified as an independent contractor under the Fair Labor Standards...
USPS Postmark Changes
A Tax Filing Risk Alert for Taxpayers For decades, many taxpayers have relied on a simple rule of thumb: if it is in the mail by the deadline, you are fine. However, recent U.S. Postal Service (USPS) clarification makes that assumption riskier. On Dec. 24, 2025, the...
Top Security Issues Tax Clients Must Watch Out for in 2026
Tax season has always been a prime opportunity for scammers, and 2026 is emerging as one of the most dangerous years yet. With increased filing confusion, AI‑powered fraud tactics, and a surge in data breaches fueling identity theft, tax clients need to be more...
Zinner & Co. Volunteers at Cleveland Food Bank Healthy Choice Market
On Jan. 22, Zinner & Co. employees spent the afternoon volunteering at the Greater Cleveland Food Bank’s Community Resource Center Healthy Choice Market. Our team was proud to support neighbors directly by helping make the shopping experience easier, more...
No Tax on Overtime Pay
The recently enacted One Big Beautiful Bill Act introduces a major change to the federal tax code, delivering welcome news for both employees and employers for tax years 2025 through 2028, as qualified overtime pay will not be subject to Federal income tax. This...
Send us your questions and we’ll share our insights with you on our blog!